Collect points when you shop using ipoints MasterCard

The ipoints MasterCard is a Credit Card that offers you an amazing 0% on balance transfers for the first 9 months (plus 3% balance transfer fee) plus 0% on purchases for the first 6 months. From the first day you use the Credit Card you will start collecting valuable points.

Use your ipoints MasterCard whenever and wherever you shop, not just through ipoints online but to pay for everything from Petrol to Holidays and you will soon be reaping the rewards!

It's simple - The more you use your card the more rewards you'll receive.

Here's how it works:

Step 1

Spend
Use the ipoints MasterCard wherever you shop at home or abroad. Where ever you see the MasterCard logo it's accepted.

Step 2

Collect ipoints
We will give you points every time you spend on the ipoints Credit Card. To get you started we will even give you 2500 ipoints when you first use the card. Shop online through ipoints and collect up to 20 points for every £1 spent. Shop elsewhere and receive 1 point for every £1 spent. The more you use the card the more points you can collect. You will even be able to collect extra points with bonus offers throughout the year.

Up to 20 points for every £1 spent through ipoints

Elsewhere 1 point for every £1 spent

Step 3

Receive Rewards
There are hundreds of rewards that you can spend your points on through the year. Spend your points on vouchers, DVDs, books, homeware, electronics, gifts, flights and many more exciting rewards. Rewards start from as little as 200 ipoints!

View examples of points and rewards you could receive in your first 3 months

The chart below shows, at a glance, how quickly your points can add up over the first three months (with double points on purchases for the first 3 months).

Activity Spend Points
Bonus points for taking the ipoints MasterCard first use 2500
Petrol £500 1000
Supermarket Shopping £900 1800
Online shopping at ipoints:
(Amazon, Play.com, M&S, Next, Debenhams, Currys, more...)		 £300 2100
Total   7400

Examples of rewards you can spend your points on:

4000 points = 2 new release DVDs
10,000 points = £30 Amazon Voucher
20,000 points = Apple Nano iPod

To benefit from the promotional rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland credit cards are not eligible for the promotional rate.

Credit available subject to status to UK residents aged 18 and over. ipoints Credit Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority.

Benefits:

  • 1 point for £1 spent on the card
  • 2500 bonus points on first transaction
  • Double points on purchases for the first 3 months
  • No annual fee
  • Typical 15.9% APR (variable)

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